About Me

 About Me I’m Karen. I am a former shopaholic that spent years wasting money on clothes, eating out, and manicures, until I learned how to stop spending frivolously. I used my education background to teach myself how to budget, save money, and still go on vacation. My husband and I were able to refinance our house while I was injured and out of work on one teacher’s salary. During that time, I was even able to save for a Disney vacation. Now, I take care of our family’s finances with ease and plan trips on a regular basis.

I have also read a ton of personal finance books. Here are some of them: The Real Cost of Living by Carmen Wong Ulrich, Pay It Down, The Difference, and Money Rules by Jean Chatzky, The Automatic Millionaire, Fight for Your Money by David Bach, The Courage to Be Rich, Women and Money, The Young, Fabulous and Broke by Suze Orman. I also enjoy books about marketing and psychology.   To say I love social media is understatement. My favorite is Twitter. Pinterest is a close second. I love to engage with others who are enthusiastic about money.

How This Blog Will Help You Save Money

If you want tips for cutting corners without feeling deprived, you’re in the right

place. If you want to learn strategies to free up money in your budget, you’re

in the right place.

Here’s the deal: You must learn simple tricks to free up extra money

whether it’s for getting out of debt, saving for retirement, college or

whatever the reason, it’s a must. If you know how to make saving seem

seamless, it’s easier to overcome money problems and reach your goals.

 

I’ll break down simple strategies into actionable steps that can improve your financial future.

Sound interesting?

Here’s what people are saying:

“I like your blog. I especially like this latest one on how you use your receipt on the fridge! Brilliant!”

Sylvia Martinez, SMartinez Media, Former Editor of Latina Magazine

“I love how you’re always scheming for new ways to make your stuff INTERESTING. That post with the guy in the wilderness video? Hotness! Keep that creativity flowing so we can all continue being entertained while learning in the process. You help those of us with A.D.D. to come back.”

J.Money, Budgets are Sexy

“I thought the Receipt Reference Technique by Karen at MoneySavingEnthusiast.com was great.  It helps us maintain our records. When a receipt is done, it goes into the file. This helps know what we paid for groceries to see if we’re staying on budget.”

Jason Hull, U.S. News Contributor/Financial Planner

Here are some of my favorite tweets.

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